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National Guard & Reserve

The 100-Mile Travel Tax Deduction Calculator

Drive more than 100 miles to drill? You can deduct your travel — mileage, lodging, and meals.

See what you’re owed in under a minute — start below.

Estimate your deduction

Enter the totals for the tax year. Amounts are capped at the federal per diem rate for your duty location — look yours up free at GSA.gov. Defaults below use the standard CONUS rate. We don't sell your data.

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Ready to claim it? File with a service that supports Form 2106

FreeTaxUSA is the filing service we're partnered with for reservists claiming the travel deduction. (Affiliate link — see the disclosure at the top of the page.)

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Free federal filing that supports Form 2106 / Schedule 1 adjustments. Budget-friendly for Guard and Reserve members.

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How the reservist travel deduction works

Members of a reserve component of the Armed Forces (Army/Air/Navy/Marine/Coast Guard Reserve, the National Guard, and the Reserve Corps of the Public Health Service) can deduct unreimbursed travel expenses for reserve duties performed more than 100 miles from home. Unlike most employee business expenses — which the 2017 tax law suspended — this one survived and remains an above-the-line adjustment, meaning you claim it whether or not you itemize.

Do I qualify?

You generally qualify if you are a member of a reserve component, you traveled more than 100 miles away from your home to perform your reserve duties, you were away from home overnight, and your employer/unit did not reimburse those expenses. If you were reimbursed, you can't also deduct that portion.

What can I deduct — and what are the limits?

Your deduction is capped at the federal per diem rate for your duty location (lodging + meals & incidental expenses, from GSA.gov) for lodging and meals, plus the standard mileage rate for driving, plus parking fees, tolls, and ferry fees. Meals are subject to the 50% limit. The 2026 standard mileage rate is 76¢/mile (it was 72.5¢ before July 1, 2026); 2025 was 70¢/mile.

Which forms do I file?

Calculate the expenses on Form 2106 (Employee Business Expenses), then carry the reserve-related amount to Schedule 1 (Form 1040), line 12. It reduces your adjusted gross income directly.

How do I prove it?

Keep your drill/orders showing dates and location, a mileage log (dates, destinations, miles), and lodging receipts. Good records are what protect the deduction if the IRS ever asks.

Available to Guard & Reserve members in all 50 states

This is a federal above-the-line deduction, not a state-specific one — so eligible National Guard and Reserve members can claim it in every state, no matter where you live or drill:

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingWashington, D.C.

Guides

Everything you need to claim this correctly, in plain English.

Who qualifies?

The 100-mile rule, the overnight requirement, and what "unreimbursed" actually means.

Finding your per diem rate

How to look up the right GSA lodging and M&IE rate, and the 50% meal limit.

Mileage records that hold up

Current rates, why 2026 is a split year, and what a usable log contains.

Form 2106 → Schedule 1

How the deduction actually gets onto your return, and why above-the-line matters.

7 common mistakes

The errors that cost reservists money or create audit exposure.

Other reservist tax breaks

Combat zone exclusion, the EITC combat pay election, PCS moves, TSP, state exemptions, free filing.

Which branches qualify

Army & Air National Guard, Army, Air, Navy, Marine and Coast Guard Reserve, and part-time Space Force.

Amend past returns

Missed the deduction in 2024 or 2025? File Form 1040-X, rebuild your records, and claim the refund.

Military finance news

Pay raises, mileage-rate changes, per diem resets and other updates that affect your return. Refreshed weekly.

Financial resources

Free tools and vetted partners: tax filing, banking, VA loans, insurance, GI Bill benefits.

About this calculator

Why it exists, how it stays current, and how it is funded.

Estimate only — not tax advice. This calculator provides a rough estimate for educational purposes and is not a substitute for professional advice. Tax rules, per diem rates, and mileage rates change, and your situation may differ. Please consult a qualified tax professional or the official IRS Form 2106 instructions before filing. ReservistTaxBreak.com is not affiliated with the IRS or the U.S. Department of Defense.